There are generally two ways to get a mortgage in Canada: From a bank or from a licensed mortgage professional, like Gayle Focken.
While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice. Take a look around, see what Gayle has to offer, and please call or email if you have any questions at all! After all -- she makes it happen, and you make it home!
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Videos
Why should Canadians use a mortgage expert?
What is the difference between a variable rate mortgage and an adjustable rate mortgage?
How does the Bank of Canada rate impact the demand for housing?
How does the qualifying rate impact Canadians?
Is a fixed rate mortgage better than a variable mortgage?
What is the benchmark rate?
How are fixed rate mortgages determined?
Should Canadians shop the market for a mortgage, or are they all the same?
Why should Canadians care about inflation?
Is consolidating debt a smart move?
What is the best way to handle credit card debt?
How are variable rates set?
Are fixed mortgages or variable rate mortgages more popular?
Will the variable rate trend continue?
How are mortgage brokers compensated?
Are mortgage brokers regulated?
What is a basis point?
How can first-time home buyers get into the housing market?
What is mortgage insurance?
Is there only one mortgage insurer?
Do you expect OSFI to make changes to the qualifying rate?
How has increased immigration impacted the housing market?
“Gayle is absolutely amazing to work with cant say enough great things. Always very helpful and timely. Thank you to you and your team.”
Mike Thom
“It’s great to deal with someone who has a clear idea of how the process of mortgages works and who lets the client know the aspects of this process.”
David and Patty Hopkins
“Gayle was amazing! I felt very informed. The process ran very smoothly! Anytime I emailed or called she got back to me right away! I never worried about the mortgage part of buying our home! I recommend Gayle to everyone I know; she puts your mind at ease!”
Darcy & Cindy Schlamp
“I had a great experience dealing with Gayle, I feel she really made this process easy and I was well informed through the entirety of gaining my mortgage through Dominion Lending.”
BR
“Gayle did an awesome job going above and beyond to help us get our mortgage even when it looked like we were going to have a problem, she NEVER gave up. Gayle we can’t thank you enough for all the hoops you guided us through to make our dreams come true!”
Pat and Pam Allies